Islamic financial literacy curriculum for kids

Teach money skills through amanah, wisdom, and real-life practice.

Dollars, Deen & Decisions helps Muslim children learn budgeting, halal earning, saving, giving, bills, avoiding waste, debt responsibility, riba awareness, and careful money decision-making rooted in Qur’an and authentic Sunnah.

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Dollars, Deen and Decisions complete Islamic financial literacy curriculum bundle for Muslim kids

More than a money workbook

Children need more than “save your money.” They need a faith-rooted way to think.

Many children learn how to count money without learning what money is for, how it should be earned, when spending becomes wasteful, why responsibilities come before extras, or when a money agreement requires caution.

This curriculum connects practical financial skills to amanah, halal earning, gratitude, generosity, honesty, patience, and asking for qualified help when a topic is complex.

  • Structured 10-unit curriculum
  • Practical budgeting and household simulations
  • Qur’an and authentic hadith connections
  • Careful age-appropriate teaching boundaries
  • Screen-free practice with printable money and games

What your child will learn

Practical money habits connected to Islamic values.

Money as an amanah
Halal earning
Needs, wants, and waste
Budgeting basics
Bills and responsibilities
Saving and planning
Sadaqah and zakat basics
Debt and borrowing
Riba warning signs
Halal investing awareness
Family money discussions
A personal Islamic money plan

Choose your download

Each product has its own purpose, preview pages, and teaching role.

Browse the complete bundle first, then explore the Child Workbook, Parent Teaching Guide, and Printable Money & Budget Game Pack individually.

Dollars, Deen and Decisions complete curriculum bundle preview

Preview includes the bundle cover plus pages sampled from all three curriculum components.

Best value — save $10

Complete Curriculum Bundle

Everything you need to teach Islamic financial literacy as one connected curriculum.

Choose the complete bundle when you want the child lessons, parent teaching support, and hands-on practice to work together as one full curriculum. The Child Workbook introduces each money topic through reflection, written activities, budgeting practice, and real-life scenarios. The Parent Teaching Guide explains what to teach, how to discuss sensitive topics carefully, which workbook pages to use, and which game-pack activity supports the lesson. The Game Pack then gives children repeated practice through sorting, shopping, budgeting, planning, and household decision-making activities.

Best for: Families who want a complete open-and-teach Islamic financial literacy program rather than separate worksheets.

What is included in the bundle

  • 110-page Child Workbook
  • 126-page Parent Teaching Guide
  • 118-page Printable Money & Budget Game Pack
  • Ten connected financial-literacy units
  • Weekly and daily teaching plans
  • Workbook activities and final project
  • Parent answers, cautions, and discussion help
  • Games, budget mats, cards, and trackers
  • 354 total printable curriculum pages
  • Separate PDF files for flexible printing
  • Faith-centered lessons rooted in Islamic values
  • Budgeting, bills, saving, giving, debt, and riba awareness
  • Discussion support for difficult money topics
  • Hands-on reinforcement beyond reading and writing
  • Strong fit for homeschool, co-op, or family study
  • Save $10 compared with buying separately
Complete 3-part curriculum $70
Dollars, Deen and Decisions Child Workbook cover

Preview includes the cover page plus four sample workbook pages.

Individual product

Child Workbook

Student-facing lessons, activities, reflection, and final project.

This 110-page student workbook leads children through ten carefully sequenced units beginning with money as an amanah from Allah. Children explore halal earning, needs and wants, avoiding waste, budgeting, paying bills, saving, giving, debt, riba awareness, and responsible financial decision-making. The workbook does not simply ask children to memorize definitions. It gives them realistic choices to evaluate, budgets to build, household responsibilities to consider, and guided reflections that connect money habits to gratitude, honesty, patience, generosity, and self-control.

Best for: Independent learners, guided parent-and-child lessons, or families that already feel confident teaching the topics.

  • 110 printable student pages
  • Ten complete learning units
  • Reflection and written-response activities
  • Needs, wants, and waste practice
  • Budgeting and bill-paying challenges
  • Saving, giving, debt, and riba scenarios
  • Household decision-making practice
  • Final Islamic money-plan project
110-page digital workbook $30
Dollars, Deen and Decisions Parent Teaching Guide cover

Preview includes the cover page plus four sample parent-guide pages.

Individual product

Parent Teaching Guide

Open-and-teach support that reduces planning and strengthens confidence.

This 126-page open-and-teach guide helps parents present each topic with clarity and care. It explains the main lesson, gives Qur’an and authentic Sunnah connections, identifies what children need to understand, and warns against common teaching mistakes. Parents receive a ten-week teaching rhythm, daily lesson plans, discussion prompts, workbook connections, game-pack recommendations, answer guidance, sample responses, and age-appropriate language for difficult topics such as debt, borrowing, and riba. The guide is designed to reduce preparation while helping parents teach confidently without turning the curriculum into a fatwa course or overwhelming children with adult financial problems.

Best for: Parents who want exact teaching support, careful wording, lesson pacing, and clear connections between every curriculum component.

  • 126 printable parent pages
  • Ten-week suggested teaching rhythm
  • Daily open-and-teach lesson plans
  • Qur’an and authentic hadith references
  • Discussion prompts and teaching scripts
  • Workbook page and activity connections
  • Game-pack recommendations by lesson
  • Answers, cautions, and sample responses
126-page digital parent guide $30
Dollars, Deen and Decisions Printable Money and Budget Game Pack cover

Preview includes the cover page plus four sample game-pack pages.

Individual product

Printable Money & Budget Game Pack

Hands-on reinforcement for children who learn best by doing.

This 118-page hands-on pack turns financial ideas into practical learning. Children can sort choices, build budgets, plan purchases, compare needs and wants, practice giving and saving, identify warning signs in money agreements, and experience the consequences of household decisions through play. The pack includes printable learning money, budget mats, trackers, challenge boards, sorting cards, shopping activities, mini-business planning, riba red-flag practice, and a full household-budget simulation. It is designed to help children apply what they learned instead of only reading about it.

Best for: Hands-on learners, siblings learning together, review days, co-op use within the household license, and children who understand concepts better through practice.

  • 118 printable activity pages
  • Learning money and budget tools
  • Give, Save, and Spend activities
  • Needs, wants, and waste sorting
  • Shopping Cart Challenge
  • Mini-business planning activities
  • Riba red-flag sorting cards
  • Run-the-Household budget game
118-page digital game pack $20

Recommended age and readiness

Best for approximately ages 9–14.

Upper-elementary and middle-school learners benefit most when they can read or discuss short passages, follow multi-step activities, explain their reasoning, and work with simple money amounts.

Important: This is a foundational homeschool curriculum. It is not a fatwa manual, investing course, zakat calculator, or substitute for qualified guidance on modern financial products.
  • Younger learners may use selected pages with stronger parent support.
  • Older learners may extend discussions and complete more activities independently.
  • Parents are repeatedly guided to pause, simplify, investigate, or ask someone qualified.
  • Children are not asked to carry adult financial stress or judge family finances.
  • The curriculum builds awareness, reasoning, habits, and respectful caution.

Common questions

Before you choose a download

Is this one combined PDF?

No. The complete bundle delivers the Child Workbook, Parent Teaching Guide, and Game Pack as separate files so you can print and use only what you need.

Do I need all three resources?

The Child Workbook can stand alone, but the full curriculum is strongest with the Parent Guide and Game Pack because the guide gives teaching support and the pack provides hands-on practice.

Does this teach children to invest?

No. It introduces careful awareness only: children learn that investing may involve risk, business activity matters, gambling is forbidden, and real decisions require parents and qualified guidance.

How is the curriculum delivered?

All products are digital downloads. After checkout, Bitship sends the matching PDF or complete bundle ZIP to the email address used during purchase.

Is this suitable for co-ops?

Yes. Families may use it individually, in a homeschool co-op, or as a structured Islamic studies and life-skills unit.

Is the fake money realistic?

No. The Game Pack uses clearly fictional learning money designed for educational practice, not realistic currency imitation.

Start with the complete curriculum

Help your child build money habits rooted in deen before real financial pressure begins.

Use practical activities, parent-guided discussion, and Islamic reminders to teach careful, generous, responsible money choices.

Choose Your Download